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FAQ: Can I Discharge My Student Loans?

Until recently, student loans were dischargeable for undue hardship or if payments were due for at least 7 years. A late 1998 amendment to the bankruptcy code has eliminated the 7 year discharge provision entirely.

Now student loans are not dischargeable except for undue hardship. If you can convince a judge that having to pay the student loan would impose an undue hardship on your ability to get a fresh start, the judge can order that the student loan debt be discharged. This is not an easy thing to do since most people can pay their student loans once their credit card debt, medical bills, etc. are discharged.

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Home |  What Happens to Second Mortgage in Chapter 7? |  Lien Stripping Chapter 7 |  Chapter 13 Lien Stripping Second Mortgage |  Can a Second Mortgage be Discharged in Bankruptcy? |  Eliminating the Second Mortgage |  Second Mortgage and Bankruptcy in Chapter 7 |  Bankruptcy and 2nd Mortgage |  Lien Stripping Second Mortgage Chapter 7 |  Chapter 7 Bankruptcy |  Chapter 7 Bankruptcy Exemptions |  Keeping Your Business Through Chapter 7 Bankruptcy |  Small Business Chapter 7 Bankruptcy Relief |  Chapter 13 Bankruptcy |  Chapter 13 Lien Stripping  |  Chapter 13 Bankruptcy Trustee Information |  What To Do If You Are Being Sued |  Wage Garnishment Creditor Harassment |  Predatory Lending |  Contact Us |  About Us |  Book Your Consultation |  FAQ |  Partners |