Bankruptcy and 2nd mortgage
Are you creditors and mortgage lenders calling you nonstop? Are you constantly being harassed to pay back debts?
The Law Offices of Omar Zambrano can help you get out of it all. Omar Zambrano is an experienced bankruptcy attorney who knows how to get creditors to stop harassing and calling you and your family.
After the housing boom and bust, many of the homes that acquired 2nd mortgages exceeded the true market value of the home. Perhaps this sounds like your situation. It’s natural that many people involved in this seek Chapter 13 lien removal bankruptcy as a viable option for moving on with their lives and getting their finances in order. It’s possible to completely eliminate your second mortgage and never have to pay it back. Yep, we said it. It’s true.
Filing for Chapter 13 bankruptcy is sometimes a last resort option for people looking to cut their 2nd mortgages and liens from their home. While Chapter 7 does not allow for lien stripping, Chapter 13 does.
Filing for bankruptcy can be a difficult decision. But sometimes having the law on your side and taking action against further creditor harassment is the best option. If you plan to, or are considering filing for bankruptcy, you should acquire as much information about the process as possible.
The Law Offices of Omar Zambrano can get you all the information and counsel that you need to make the right decision. We can help you to decide which filing path is best for you and guide you through the entire process.
If you are desperate to get your financial situation in control and looking for a fresh start with banks and creditors, filing for bankruptcy is a serious option. Please call us and we can discuss your current situation and figure out a tailored plan for you.
Call the Law Offices of Omar Zambrano today to schedule a free consultation.
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