Lien Stripping Second Mortgage Chapter 7
The Law Offices of Omar Zambrano can help you to decide if Chapter 7 or Chapter 13 bankruptcy is better for you. Omar Zambrano is knowledgeable about all of the requirements for both Chapters, and helps you to analyze your complete situation to decide what your next move is to stripping your lien.
Chapter 7 and Chapter 13 bankruptcies are both clear ways to get the law on your side when you’re financial situation has hit rock bottom. But Chapter 13 bankruptcies offer you something that Chapter 7 do not Chapter 13 bankruptcies allow you to potentially strip the lien from your 2nd mortgage.
Chapter 13 bankruptcy, unlike Chapter 7 bankruptcy, allows for the 2nd mortgage lien removal. Persons with regular,steady incomes may create payment schedules for repayment from 3 to 5 year period. Another great feature of Chapter 13 includes an automatic stay which will be placed upon filing, which forces all creditors to stop debt-collection, including foreclosure and harassing phone calls.
If you are looking to eliminate the second mortgage on your home, you must first consult with a professional representative. The Law Offices of Omar Zambrano know exactly what it takes and what judges are looking for to grant elimination of second mortgages. Let us help you to take some of the burden off of your shoulders.
With a Chapter 13, lien stripping is an option. If you’re worried about a possible foreclosure and are desperate to end your 2nd mortgage, call us. Contact the Law Offices of Omar Zambrano and let us guide you through your current financial situation. Omar Zambrano is an experienced and practiced lawyer in California, and has extensive experience in bankruptcy law.
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